Medical bills are some of the most expensive costs associated with a serious injury. If you’ve been hurt in an accident through no fault of your own, your auto or health insurance company might pay those medical bills, especially if the at-fault party’s insurance refuses to foot the bill.

However, if you file an injury claim against the party or person who caused your injury, you will be seeking damages for those same medical bills your insurer already paid.

If you’ve ever wondered how you can seek money for bills that were already covered by your insurance company or what happens when those financial obligations overlap, then you’ve stumbled onto an important topic that plays a part in most injury claims: subrogation.

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