If you were recently injured in a car accident, you might be dealing with more than just vehicle repairs. Medical bills and lost wages can also strain your finances, and there’s the added worry about how the accident might affect your insurance premiums.

Knowing the factors that lead to rate increases and understanding California-specific rules can help you anticipate what’s coming. By taking a proactive stance, you might even be able to reduce the impact on your premiums after an accident.

What Causes Insurance Rate Increases?